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How Digital Identity Verification Can Reduce Fraud in SACCOs and MFIs

Fraud has always been one of the biggest challenges facing Savings and Credit Cooperative Organizations (SACCOs) and Microfinance Institutions (MFIs) ...

Discover why SACCOs in Kenya struggle to attract youth and informal groups, and explore practical digital strategies to engage the next generation of members effectively.

Why SACCOs Struggle to Attract Youth or Informal Groups

For decades, Savings and Credit Cooperative Organizations (SACCOs) have played a crucial role in financial inclusion across Kenya. They’ve enabled ...

Learn how Chamas in Kenya can transition into SACCOs for better structure, legal protection, and access to larger loans.

How Chamas Can Transition to SACCOs.

In Kenya’s dynamic financial landscape, Chamas, informal savings and investment groups, have long been a pillar of community-based finance. From ...

Rural farmer smiling while using a mobile phone in the field, symbolizing digital inclusion through offline-first technology

How SACCOs Can Empower Rural Members with Offline‑First Digital Solutions

While the push for digitization in SACCOs is undeniable, a key challenge remains: widespread unreliable internet and low smartphone penetration ...

Three rural Kenyan community members using a smartphone together outdoors, symbolizing digital financial inclusion through mobile technology.

How Digital Chama & SACCOs Platforms Are Transforming Financial Inclusion in Kenya

In the heart of Kenya's informal economy, Chamas (micro‑savings groups) and SACCOs (Savings and Credit Cooperative Organizations) have long served ...